How do we move towards more ‘wealth’, and fulfillment? Both individually, and collectively?

There are many practical, logistical, strategic, action-oriented steps that we need to take in our own financial lives: getting paid, saving/investing, paying the bills, paying down debt, creating spending plans...

Each of these is important. 

The recipe for building wealth is, quite honestly, pretty simple: earn more, save/invest more, spend less spend consciously (more on that distinction another day…). 

This is the simplest recipe I know for attaining - and maintaining - financial wealth. 

Simple - but by no means easy. Each one of the three has its own layers… its own complexity… its own hurdles to cross: both visible and invisible; personal and institutional. 

The statistics are bleak when you examine race, gender, class, and ability. We don’t arrive at the ‘wealth building’ starting line on equal footing, period. We need new policies - yesterday. The change that is required feels lik...